Welcome to Norhi's website (the "Site"). This Site is operated by Norhi (the "Company", "we", "us", or "our"), a Canadian company with operations across Canada and an office at 5600-100 King Street West, Toronto, ON, M5X 1A9, Canada. By accessing or using our Site, you agree to be bound by the following Terms of Use (the "Terms"). If you do not agree with any part of these Terms, you must not use the Site.

These Terms apply to all visitors and users of the Site. We may update or modify these Terms from time to time. If we make changes, we will post the updated Terms on the Site and update the "Last Updated" date. It is your responsibility to review these Terms periodically. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

You may use the Site for your personal, non-commercial use, subject to these Terms and all applicable laws. You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site.

We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Site for its intended purposes. This licence is provided on the condition that you do not:

• Copy, modify, distribute, or create derivative works from any part of the Site without our prior written permission.
• Use the Site for any unlawful or fraudulent purpose.
• Attempt to gain unauthorised access to any portion of the Site or any related systems or networks.
• Introduce viruses, malware, or any harmful code to the Site or use the Site in a way that could damage or interfere with our systems or security.

If you violate these Terms or engage in any prohibited activity, we reserve the right to suspend or terminate your access to the Site without notice.

Your privacy is important to us. Any personal information you provide to us through the Site is collected, used, and disclosed in accordance with applicable Canadian privacy laws, including the federal Personal Information Protection and Electronic Documents Act (PIPEDA) and relevant provincial privacy legislation.

By using the Site or submitting your personal information, you consent to the collection and use of information as outlined in our privacy practices. We implement appropriate safeguards to protect personal data and maintain compliance with PIPEDA's principles. For more details on how we manage personal information, please review our Privacy Policy (if available) or contact us using the information provided below.

By providing your email address or other contact information through the Site (for example, by subscribing to our newsletter or contacting us), you consent to receive electronic communications from us related to your use of the Site, our services, updates, or promotional materials. We will only send you commercial electronic messages in compliance with Canada's Anti-Spam Legislation (CASL).

This means we will obtain your consent before sending you promotional emails, and every message will clearly identify us and provide a clear method for you to unsubscribe or opt out from future messages. You may withdraw your consent and unsubscribe from our communications at any time by clicking the "unsubscribe" link in our emails or contacting us directly.

All content on the Site, including text, graphics, logos, icons, images, audio clips, video, software, and other materials (collectively, the "Content"), is owned or licensed by Norhi and is protected by copyright, trademark, and other intellectual property laws.

You may view and print Content from the Site for your own informational, non-commercial use, provided you do not modify the Content and you retain all proprietary notices. Any unauthorised reproduction, distribution, or public display of the Content, or any portion of it, is strictly prohibited without our express written consent. Norhi's name, logos, and all related product and service names are our trademarks. You are not granted any licence or right to use any of our trademarks displayed on the Site without our written permission.

You agree to use the Site responsibly and to refrain from any behaviour that could harm the Company or other users, or that could negatively impact the Site's functionality or security. When using the Site, you agree that you will not:

• Violate any applicable laws or regulations.
• Post or transmit any content that is unlawful, harmful, defamatory, abusive, harassing, or otherwise objectionable.
• Infringe upon the intellectual property or privacy rights of others.
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
• Attempt to interfere with the proper working of the Site, including by hacking, scraping, or using automated means to access the Site without our permission.
• Use the Site to send unauthorised or unsolicited commercial communications (spam).

We reserve the right to monitor use of the Site and to investigate and take appropriate legal action against any illegal or unauthorised activity. If you engage in prohibited conduct, we may terminate or restrict your access to the Site and report such activities to the authorities if necessary.

Our Site may contain links to third-party websites or services that are not owned or controlled by Norhi. These links are provided for your convenience only. We do not have control over and are not responsible for the content, privacy policies, or practices of any third-party websites.

If you access a third-party site via a link on our Site, you do so at your own risk. The inclusion of any link does not imply endorsement by Norhi of the third-party site or any association with its operators. We recommend that you review the terms and privacy policies of any third-party websites that you visit.

The Site and all Content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. While we strive to keep the information on the Site accurate and up-to-date, Norhi makes no representations or warranties that:

• The Site will be uninterrupted, timely, secure, or error-free.
• The information or Content on the Site will be accurate, complete, or reliable.
• Any errors or defects on the Site will be corrected.
• The Site is free of viruses or other harmful components.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

To the extent permitted by applicable law, Norhi and its directors, officers, employees, agents, and affiliates will not be liable for any indirect, special, incidental, consequential, or punitive damages arising out of or in connection with your use of (or inability to use) the Site or any Content on the Site. This includes, without limitation, any damages for loss of profits, loss of data, loss of goodwill, business interruption, or any other commercial damages or losses, even if we have been advised of the possibility of such damages.

In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability will be limited to the maximum extent permitted by law. In all cases, Norhi's total cumulative liability to you for any claims arising out of or related to the Site or these Terms will not exceed CAD $100 or the amount you paid (if any) to use the Site in the past twelve months, whichever is greater.

You agree to indemnify and hold harmless Norhi and its directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of or in connection with:

• Your breach of these Terms or any additional terms you agree to;
• Your use or misuse of the Site; or
• Your violation of any law or the rights of any third party.

We reserve the right to assume the exclusive defence and control of any matter subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defences.

These Terms and your use of the Site are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflicts of law principles. The Site is intended for users in Canada; if you access the Site from outside Canada, you are responsible for compliance with any local laws.

By using the Site, you agree that any disputes arising out of or relating to these Terms or the Site will be subject to the exclusive jurisdiction of the courts of the Province of Ontario, Canada. You consent to the personal jurisdiction of these courts for the purpose of litigating any such disputes.

We reserve the right to modify, suspend, or discontinue any part of the Site at any time, with or without notice. We will not be liable to you or any third party for any modification or discontinuation of the Site.

Similarly, we may terminate your access to the Site if you violate these Terms or for any other reason at our sole discretion. Upon termination, the provisions of these Terms that by their nature should survive (such as intellectual property rights, warranty disclaimers, limitation of liability, and indemnification) will continue to apply.

These Terms, together with any additional policies or guidelines posted on the Site (such as our Privacy Policy), constitute the entire agreement between you and Norhi regarding your use of the Site. They supersede any prior agreements or communications between you and us relating to the Site.

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible and the remaining provisions of the Terms will remain in full force and effect.

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Any waiver of any provision of these Terms will only be effective if in writing and signed by an authorised representative of Norhi.

If you have any questions, concerns, or comments about these Terms or the Site, please contact us. You can reach Norhi by mail at:

We may also be reachable by email or telephone as provided on our Site's contact page. We value your feedback and will do our best to address your inquiries promptly.